Boat Loans Australia :: Calculators
SHARE

Share this calculator!

Boat Loans Australia Boat Insurance Calculator

Estimate your boat insurance needs with our Boat Insurance Calculator. Calculate the right levels of cover to protect your marine craft and your financial livelihood.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Boat Insurance – Sum Insured Calculator

Add up the replacement cost of your hull, motors, trailer and onboard gear so you don’t underinsure. This tool totals the items you enter and produces a neat summary you can send with a quote request.

Do not include motors, trailer or loose gear here.

Motor(s)

List each outboard/inboard separately (type/HP + replacement value).

Trailer (optional)

Onboard equipment

Navigation (GPS/plotter, radar), radios, autopilot, depth sounder, anchors & winches, sails & rigging (yacht), safety gear (EPIRB, lifejackets, flares) etc.

Accessories & personal/recreational gear

Covers/bimini/canopy, electronics/audio, tender/dinghy, watersports or fishing gear, custom fittings.

Commercial policies typically set sums insured ex-GST if the insured can claim input tax credits.
Shown on your summary only.

Calculator outputs are estimates only and do not constitute quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Share this calculator:


Boat Loans Articles

How to Choose the Best Marine Insurance Policy While Financing Your Boat
How to Choose the Best Marine Insurance Policy While Financing Your Boat
Welcome, fellow boating enthusiasts! Whether you're looking to sail the coasts of Australia or enjoy leisurely days on the water, financing a boat can be a thrilling adventure. However, securing the right marine insurance policy goes hand-in-hand with this exciting journey, and it's an absolute must. - read more
Important Things to Consider When Buying a Boat in Australia
Important Things to Consider When Buying a Boat in Australia
Buying a boat is a considerable investment and should be approached with care and attention to detail. It's a big decision because it requires not only a significant financial commitment but also a commitment to the upkeep and maintenance of the vessel. It's essential to consider your needs and intended use, as well as factors like size, type, and condition when making your decision. - read more
From Dreams to Reality: Choosing the Right Boat Loan for First-Time Buyers
From Dreams to Reality: Choosing the Right Boat Loan for First-Time Buyers
Owning a boat is a dream for many Australians, offering an opportunity to explore the country's stunning waterways, enjoy recreational activities, and create lasting memories with family and friends. - read more
Building a Strong Boat Financing Application: Tips and Tricks for Australians
Building a Strong Boat Financing Application: Tips and Tricks for Australians
When it comes to purchasing a boat, most individuals require some form of financing. To secure the best possible loan terms and increase the chances of approval, it is essential to build a strong boat financing application. This article will provide tips and tricks specifically tailored for Australians on how to create a compelling application that stands out to lenders. - read more
The Financial Advantages of Boat Loan Refinancing Explained
The Financial Advantages of Boat Loan Refinancing Explained
Welcome! If you own a boat and are currently financing it, refinancing your boat loan might be a smart move to consider. But what exactly does refinancing mean? - read more
The Benefits of Pre-Approved Boat Financing
The Benefits of Pre-Approved Boat Financing
Pre-approved boat financing is an initial green light from a lender indicating that you are eligible to borrow up to a certain amount of money for the purchase of a boat. This process involves a preliminary assessment of your creditworthiness, usually before you start shopping for your new vessel. - read more

Finance News

Australian Boating Industry Sees Significant Growth Amidst Economic Challenges
Australian Boating Industry Sees Significant Growth Amidst Economic Challenges
11 Jan 2026: Paige Estritori
The Boating Industry Association (BIA) has released its latest State of the Industry Data Report, revealing a noteworthy national turnover of $10.12 billion for the fiscal year 2023-24. This represents a 5% increase from the previous year, underscoring the sector's resilience and growth despite recent economic uncertainties. - read more
BIA Advocates for Government Support Amidst Marine Industry Skills Shortage
BIA Advocates for Government Support Amidst Marine Industry Skills Shortage
18 Dec 2025: Paige Estritori
The Boating Industry Association Ltd (BIA) has recently called upon all levels of Australian government to provide strategic support to the nation's marine manufacturing and recreational boating sector. This appeal comes in response to a significant skills shortage that poses a threat to the industry's economic potential. - read more
Australian Boating Industry Poised for $20 Billion Expenditure by 2030
Australian Boating Industry Poised for $20 Billion Expenditure by 2030
18 Dec 2025: Paige Estritori
The Boating Industry Association (BIA) has released the National Recreational Boating Statement, providing a comprehensive overview of the sector's scale, value, and future projections. The statement forecasts that by 2030, Australians will spend $20 billion annually on boating activities, underscoring the industry's significant economic and social impact. - read more
Ian Thorpe Embarks on New Challenge in Sydney-Hobart Yacht Race
Ian Thorpe Embarks on New Challenge in Sydney-Hobart Yacht Race
10 Dec 2025: Paige Estritori
Australian Olympic swimming legend Ian Thorpe is set to make waves in a new arena by joining the crew of the supermaxi yacht LawConnect for the upcoming Sydney-Hobart Yacht Race. This marks a significant transition for Thorpe, who has previously dominated the swimming world with five Olympic gold medals. - read more
BIA's 'Discover Boating' Initiative Encourages Australians to Embrace the Water
BIA's 'Discover Boating' Initiative Encourages Australians to Embrace the Water
10 Dec 2025: Paige Estritori
The Boating Industry Association Ltd (BIA) has unveiled its annual 'See You Out There' campaign, a key component of the 'Discover Boating' initiative aimed at inviting Australians to experience the joys and benefits of boating. Launching on November 1, this campaign seeks to highlight the freedom, connection, and well-being that come from spending time on the water. - read more
Sydney International On-Water Boat Show 2025: A Resounding Success
Sydney International On-Water Boat Show 2025: A Resounding Success
10 Dec 2025: Paige Estritori
The 56th Sydney International On-Water Boat Show has successfully concluded after four dynamic days at Darling Harbour, reaffirming its status as a premier event in Australia's marine industry. Presented by the Boating Industry Association Ltd (BIA) in partnership with Mulpha Events, the show attracted over 20,000 visitors, offering a comprehensive showcase of the boating lifestyle. - read more

Start Here

START HERE.

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Quotes are offered free & without obligation. We respect your privacy.

Knowledgebase
Mortgage Broker:
A person or company that acts as an intermediary between borrowers and lenders, but does not lend money directly.


Quick Links: | Boat Loan Finance | Boat Financing Options | Marine Finance | Boat Loan Rates | Boat Loan Calculator | Boat Loan Comparison | Boat Loan Lenders | Boat Loan Terms | Boat Loan Approval | Boat Loan Application | Boat Loan Interest Rates