Boat Loans Australia :: Calculators

Share this calculator!

Boat Loans Australia Boat Insurance Calculator

Estimate your boat insurance needs with our Boat Insurance Calculator. Calculate the right levels of cover to protect your marine craft and your financial livelihood.

Boat Insurance – Sum Insured Calculator

Add up the replacement cost of your hull, motors, trailer and onboard gear so you don’t underinsure. This tool totals the items you enter and produces a neat summary you can send with a quote request.

Boat type

Make / model / year

Hull/base vessel value (replacement) Do not include motors, trailer or loose gear here.

Motor(s)

List each outboard/inboard separately (type/HP + replacement value).

Trailer (optional)

Onboard equipment

Navigation (GPS/plotter, radar), radios, autopilot, depth sounder, anchors & winches, sails & rigging (yacht), safety gear (EPIRB, lifejackets, flares) etc.

Accessories & personal/recreational gear

Covers/bimini/canopy, electronics/audio, tender/dinghy, watersports or fishing gear, custom fittings.

GST treatment Commercial policies typically set sums insured ex-GST if the insured can claim input tax credits.

Financier (optional) Shown on your summary only.

Share this calculator:

Boat Loans Articles

Boat Maintenance 101: Tips to Keep Your Vessel Ship-Shape

As a boat owner, it's crucial to understand the importance of routine maintenance to keep your vessel in good condition. Neglecting maintenance can lead to costly repairs and unsafe conditions. - read more

Building a Strong Boat Financing Application: Tips and Tricks for Australians

When it comes to purchasing a boat, most individuals require some form of financing. To secure the best possible loan terms and increase the chances of approval, it is essential to build a strong boat financing application. This article will provide tips and tricks specifically tailored for Australians on how to create a compelling application that stands out to lenders. - read more

Financing Your Dream Boat? Here's What You Need to Know about Insurance

Purchasing your dream boat brings with it a rush of excitement and a sense of freedom unparalleled by the confines of land. Whether you envision serene days sailing crystalline waters or action-packed fishing adventures, owning a boat provides an escape to a world of aquatic possibilities. As you prepare to navigate the open seas or tranquil lakes, it's crucial to consider not just the wind in your sails, but also the protection of your new vessel. - read more

The Captain's Checklist: Essential Documentation for Australian Boat Loan Approval

Embarking on the exciting journey of boat ownership in Australia comes with its own set of nautical nuances, particularly when navigating the waters of financing. The cornerstone to a smooth sail towards securing a boat loan lies in the preparation and presentation of the essential documentation. This is not merely a procedural step, but a vital component in demonstrating your reliability and seriousness as a borrower. - read more

The Ultimate Checklist for a Hassle-Free Loan Application Process

Navigating the financial path to securing a dream can be a thrilling journey. For many, the aspiration to own a boat and sail the picturesque waters of Australia is a dream intensely pursued. Yet, the wake of excitement is often trailed by the complexity of financial planning. - read more

Understanding Boat Insurance in Australia: A Guide for Buyers

Boating is a popular recreational activity in Australia, with over 85% of the population living within 50 km of the coast. However, boaters must consider the risks associated with being out on the water, including accidents, theft and damage to property. Insurance can help protect boat owners from these risks and provide peace of mind while navigating Australia's waters. - read more

Finance News

Australia Partners with Japan's Mitsubishi for New Naval Frigates

07 Oct 2025: Paige Estritori

In a significant move to bolster its naval capabilities, Australia has awarded a AU$10 billion (US$6.5 billion) contract to Japan's Mitsubishi Heavy Industries for the construction of 11 new Mogami-class frigates. This decision marks the largest defense industry agreement between Japan and Australia to date and represents one of Japan's most substantial defense exports. - read more

Unprecedented Algal Bloom in South Australia Threatens Marine Ecosystem

07 Oct 2025: Paige Estritori

Since March 2025, South Australia's coastline has been grappling with a harmful algal bloom (HAB) that has severely impacted marine life, the fishing industry, and tourism. The bloom, attributed to the proliferation of the microalgae Karenia mikimotoi, has led to the deaths of thousands of marine creatures and has caused health issues among beachgoers, including respiratory problems and eye irritation. - read more

Revitalizing Australia's Maritime Industry Through a National Strategic Fleet

07 Oct 2025: Paige Estritori

Australia's maritime industry is at a crossroads, with only nine Australian-crewed ships currently operating. In response to this decline, industry leaders and policymakers are advocating for the establishment of a National Strategic Fleet to bolster the nation's shipping capabilities and secure vital supply chains. - read more

Australian Boat Owners Monetize Vessels to Combat Rising Living Expenses

29 Sep 2025: Paige Estritori

In response to escalating living costs, Australian boat owners are increasingly renting out their vessels to generate additional income. This trend allows owners to offset expenses such as mortgage payments and daily living costs. - read more

Coffs Harbour Marina Transformed into World-Class Boating Facility

29 Sep 2025: Paige Estritori

Marine Structures, a leading marine infrastructure provider, has completed a multi-million-dollar marina upgrade at Coffs Harbour, delivering a world-class boating facility on the New South Wales coast. - read more

Click for more Finance News

Knowledgebase

Compound Interest:
Interest calculated on the initial principal, which also includes all accumulated interest from previous periods.

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, Australian Credit Representative Number 401491 of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

IMPORTANT: We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party intermediaries, insurers and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for vaidating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.

Boat Loans Australia Boat Insurance Calculator

Boat Insurance – Sum Insured Calculator

Motor(s)

Trailer (optional)

Onboard equipment

Accessories & personal/recreational gear

Share this calculator:

START HERE.