Boat Loans Australia :: Calculators
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Boat Loans Australia Boat Loan Repayment Calculator

Plan your dream boat purchase with our Boat Loan Calculator. Enjoy low rates, flexible terms, and quick estimates to find the best finance for your lifestyle.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Boat Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Boat Loan Repayment & Amortisation Calculator

Important!

Boat Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Boat Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Boat Loan Repayment & Amortisation CalculatorBoat Loan Repayment & Amortisation Calculator

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Boat Loans Articles

Navigating Boat Loans: How to Determine Your Financial Course
Navigating Boat Loans: How to Determine Your Financial Course
Have you ever imagined yourself steering through the sapphire waters, the wind in your hair and the sun on your face, aboard your very own boat? The dream of owning a boat is a passionate pursuit for many. Yet, before this vision becomes a reality, there is a significant financial journey ahead that requires careful navigation and thoughtful planning. - read more
How to Choose the Right Boat Finance Option
How to Choose the Right Boat Finance Option
Before embarking on the exciting journey of purchasing a new boat, it is essential to have a clear understanding of boat finance options. Choosing the right financing option can save you a considerable amount of money in the long run. Having said that, the numerous finance options and terms can be confusing and daunting for first-time buyers. - read more
Important Things to Consider When Buying a Boat in Australia
Important Things to Consider When Buying a Boat in Australia
Buying a boat is a considerable investment and should be approached with care and attention to detail. It's a big decision because it requires not only a significant financial commitment but also a commitment to the upkeep and maintenance of the vessel. It's essential to consider your needs and intended use, as well as factors like size, type, and condition when making your decision. - read more
7 Tips For Getting The Best Boat Loan
7 Tips For Getting The Best Boat Loan
Buying a boat is a relatively large financial outlay and most people need to finance their purchase. If you’re in the market for a boat and plan to apply for a boat loan, there are a few things you should know if you want to get the best deal available. Here are our 7 tips for getting the best boat loan. - read more
Financing Your Dream Boat? Here's What You Need to Know about Insurance
Financing Your Dream Boat? Here's What You Need to Know about Insurance
Purchasing your dream boat brings with it a rush of excitement and a sense of freedom unparalleled by the confines of land. Whether you envision serene days sailing crystalline waters or action-packed fishing adventures, owning a boat provides an escape to a world of aquatic possibilities. As you prepare to navigate the open seas or tranquil lakes, it's crucial to consider not just the wind in your sails, but also the protection of your new vessel. - read more
The Financial Advantages of Boat Loan Refinancing Explained
The Financial Advantages of Boat Loan Refinancing Explained
Welcome! If you own a boat and are currently financing it, refinancing your boat loan might be a smart move to consider. But what exactly does refinancing mean? - read more

Finance News

Experience the Sydney International On-Water Boat Show This November
Experience the Sydney International On-Water Boat Show This November
31 Oct 2025: Paige Estritori
The Sydney International On-Water Boat Show is set to make a grand return from 13 to 16 November 2025 at Darling Harbour. This four-day event, presented by the Boating Industry Association Ltd (BIA) in partnership with Mulpha Events, promises to be a highlight for boating enthusiasts and industry professionals alike. - read more
Melbourne Boat Show 2025 Draws Record Crowds at Docklands
Melbourne Boat Show 2025 Draws Record Crowds at Docklands
31 Oct 2025: Paige Estritori
The 63rd Melbourne Boat Show, held from 16 to 19 October 2025 at Docklands, has been hailed as a resounding success, drawing close to 39,000 boating enthusiasts and industry professionals. This free event showcased the vibrancy and resilience of Victoria's marine industry, offering attendees a comprehensive experience of the boating lifestyle. - read more
South Australia's Marine Ecosystem Faces Unprecedented Algal Bloom
South Australia's Marine Ecosystem Faces Unprecedented Algal Bloom
31 Oct 2025: Paige Estritori
Since March 2025, South Australia's coastline has been grappling with a harmful algal bloom (HAB) that has severely impacted marine life, the fishing industry, and tourism. The bloom, attributed to the proliferation of the microalgae Karenia mikimotoi, has led to the deaths of thousands of marine creatures and has caused health issues among beachgoers, including respiratory problems and eye irritation. - read more
MitchCap Collaborates with BIA and BIAV to Strengthen Marine Industry Finance
MitchCap Collaborates with BIA and BIAV to Strengthen Marine Industry Finance
23 Oct 2025: Paige Estritori
The Australian marine industry is set to benefit from a significant collaboration between MitchCap, the Boating Industry Association (BIA), and the Boating Industry Association of Victoria (BIAV). This partnership introduces a National Marine Industry Financial Awareness and Development Program designed to enhance the financial acumen of marine businesses across the country. - read more
Club Marine Marks 65 Years as Australia's Premier Boat Insurer
Club Marine Marks 65 Years as Australia's Premier Boat Insurer
23 Oct 2025: Paige Estritori
In 2024, Club Marine, Australia's largest recreational boat insurer, proudly celebrates its 65th anniversary. Since its inception in 1959 as Marine Hull & Liability, the company has evolved from a modest operation in Victoria to a nationwide leader in marine insurance, serving the diverse needs of the Australian boating community. - read more
BIA and AFTA Unite to Strengthen Australia's Boating and Fishing Sectors
BIA and AFTA Unite to Strengthen Australia's Boating and Fishing Sectors
23 Oct 2025: Paige Estritori
In a significant move for Australia's outdoor recreation sector, the Boating Industry Association (BIA) and the Australian Fishing Trade Association (AFTA) have formalised an agreement to collaborate more closely. This partnership is designed to benefit their combined membership base and bolster support for boat-based fishing across the nation. - read more

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Knowledgebase
Debt Consolidation:
The process of combining multiple debts into a single loan with a lower interest rate or more favorable terms.


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