Each week, we distil Australia’s key boating and marine stories into a clear, no-nonsense wrap. From policy shifts and safety updates to industry moves, technology, market trends, and major events, you’ll get the context you need without the clutter. Expect credible sources, plain-English summaries, and a quick brief on why it matters for boat owners, buyers, and enthusiasts. Consistent, trustworthy, and easy to follow—ideal for your commute or weekend planning.
This Week:
RBA meets this week and a hike is on the cards; listeners are urged to budget for higher variable rates and compare fixed options. APRA data shows record housing lending, suggesting banks remain active—use this competition by comparing marine finance and seeking pre‑approval. Fixed offers have been nudged up ahead of the meeting; personal loan comparisons show rates in the mid‑fives to six‑plus depending on profile, so watch fees and comparison rates. Gippsland Lakes Boat Show is coming 27 Feb–1 Mar; prepare finance to move quickly at the event.
EPISODE 1215 | Boat Loans Australia News Insights | Sun, 1st Feb 2026
2 Feb 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Boat Loans Australia News Insights, Im Paige Estritori, and its Sunday 1 February 2026.
First up, the Reserve Bank of Australia, or RBA, meets on Tuesday and Wednesday. Several bank economists now expect a rate hike, after inflation ran hotter late last year. If youre weighing up finance for a new or used boat, plan for the chance that variable rates could edge higher, and compare fixed options too. Check fees and break costs, and run the numbers with a boat loan calculator before you apply.
Meanwhile, fresh figures out on Friday from the Australian Prudential Regulation Authority, or APRA, show housing loans at authorised deposit‑taking institutions hit a record high in December. That tells us lenders are still active and competing for business, despite uncertainty on rates. For marine finance, that can translate into choice: compare lenders, keep your documents tidy, and consider a pre‑approval so you know your spending limit before you shop.
On pricing, lenders have been nudging fixed offers higher ahead of the RBA meeting, and comparison data updated this week shows personal loan options for top credit profiles starting in the mid‑fives, with many offers around six per cent and up. Boat loans often sit under personal loans, so credit profile, loan term, and whether the boat is used as security will affect what youre offered. Avoid multiple applications, check the comparison rate, and watch for ongoing fees so your total cost stays clear and transparent.
And looking ahead to buying opportunities, the Gippsland Lakes Boat Show runs from 27 February to 1 March in Paynesville. If youre planning to order or negotiate at a show, stock and delivery slots can move fast. Having your budget set and finance pre‑checked can help you act quickly without pressure.
Thats the wrap for this week. For tools, calculators, and a streamlined online application, head to boat‑loan.com.au. Im Paige Estritori—catch you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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