Each week, we distil Australia’s key boating and marine stories into a clear, no-nonsense wrap. From policy shifts and safety updates to industry moves, technology, market trends, and major events, you’ll get the context you need without the clutter. Expect credible sources, plain-English summaries, and a quick brief on why it matters for boat owners, buyers, and enthusiasts. Consistent, trustworthy, and easy to follow—ideal for your commute or weekend planning.
This Week:
Weekly marine finance wrap for 22 February 2026: the RBAs early‑February rate hike continues to flow through lender pricing; practical tips on negotiating a sharper deal and preparing documents; cost‑of‑living pressures are delaying discretionary buys and may create sharper opportunities for boat shoppers; and the Gippsland Lakes Boat Show runs 27 Feb–1 Mar—line up pre‑approval and a clear budget before you go.
EPISODE 1312 | Boat Loans Australia News Insights | Sun, 22nd Feb 2026
22 Feb 2026 | Paige Estritori
00:00:00
00:00:00
1x
Read Full Transcript:
Hello and welcome to Boat Loans Australia News Insights, Im Paige Estritori, and its Sunday 22 February 2026.
First up, rates. The Reserve Bank of Australia, or RBA, lifted the cash rate by a quarter of a percentage point on Tuesday 3 February to about three point nine per cent. Lenders have been repricing through February. For skippers planning a purchase, that can shift monthly repayments. Set a clear budget with a boat loan calculator, and consider pre‑approval so your buying power is ready before you start shopping.
Next up, theres fresh guidance this week showing you can still haggle. If you come armed with evidence of better offers, some lenders may sharpen your rate or fees. For boat finance, using a broker can help match your profile to a wide lender panel, streamline paperwork, and keep terms transparent. Get your payslips, ID and statements in order, and compare like‑for‑like so youre not caught by hidden fees.
Meanwhile, cost‑of‑living pressure is changing how Aussies buy discretionary gear. Many people are delaying upgrades or choosing more affordable models. That mood can flow through to marine dealers, with sharper deals popping up at events or month‑end. If the right hull appears, having finance lined up lets you move decisively while sticking to a realistic repayment.
And speaking of events, the Gippsland Lakes Boat Show runs Friday 27 February to Sunday 1 March in Paynesville. If youre heading along to browse or place an order, line up your finance first. Pre‑approval sets a sensible ceiling, and a quick online application can help you move from “I like it” to “I own it” without rushing the numbers.
Thats the wrap. For calculators, comparisons, and a streamlined online application, head to boat‑loan.com.au. Im Paige Estritori—thanks for listening, and see you on the water.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
Welcome, fellow boating enthusiasts! Whether you're looking to sail the coasts of Australia or enjoy leisurely days on the water, financing a boat can be a thrilling adventure. However, securing the right marine insurance policy goes hand-in-hand with this exciting journey, and it's an absolute must. - read more
Ahoy, future mariners! The allure of the open seas and the joy of sailing on your very own vessel is a dream that many Australians hold close to their hearts. Whether you envision leisurely cruises along the coast or adventurous voyages into the deep blue, the prospect of buying a boat ignites a sense of excitement and freedom that's hard to match. - read more
As a boat owner, it's crucial to understand the importance of routine maintenance to keep your vessel in good condition. Neglecting maintenance can lead to costly repairs and unsafe conditions. - read more
Understanding the excitement of being a first-time boat buyer is essential. There’s something truly exhilarating about the idea of cruising on open waters, enjoying sunsets, and creating lasting memories with friends and family. However, alongside this excitement comes the reality of making a significant investment. - read more
When it comes to purchasing a boat, most individuals require some form of financing. To secure the best possible loan terms and increase the chances of approval, it is essential to build a strong boat financing application. This article will provide tips and tricks specifically tailored for Australians on how to create a compelling application that stands out to lenders. - read more
Setting sail across the sparkling waters, whether for recreational fishing, cruising, or thrilling water sports, is a pastime many Australians cherish. However, with the joys of boating also come risks. From unpredictable weather conditions to unexpected maintenance needs, owning a boat is a significant responsibility—one that makes understanding boat insurance not just beneficial but essential for peace of mind on the waves. - read more
The Australian government's plan to establish a strategic fleet of Australian-flagged ships has encountered delays, raising concerns about the nation's maritime resilience and security. The initiative, designed to bolster Australia's shipping capabilities and provide vessels for crises, emergencies, or defence support, has missed its initial deadlines, prompting industry experts to highlight growing vulnerabilities in trade and national security. - read more
The maritime industry is undergoing a significant transformation in 2026, driven by advancements in artificial intelligence (AI), data analytics, and cloud collaboration. These technologies are reshaping ship design, operations, and sustainability, setting the stage for a new era of maritime competitiveness. - read more
The Boating Industry Association Ltd (BIA) has officially announced that the 2026 Sydney Boat Show will take place at the Sydney Showgrounds at Sydney Olympic Park from Thursday, 30 July to Sunday, 2 August 2026. This four-day event is set to expand following the success of its debut in 2025 and strong interest from the industry. - read more
Superyacht Australia has announced the return of the Australian Superyacht Conference in 2026, introducing a refreshed format and a new location in Sydney. Traditionally held on the Gold Coast in May ahead of the Sanctuary Cove International Boat Show, the conference will now take place immediately following the inaugural Sydney Charter Show, creating an exciting week of activity for Australia’s growing superyacht sector. - read more
d’Albora Marinas, Australia’s largest premium marina and hospitality network, has expanded its national footprint with the acquisition of Tin Can Bay Marina, strengthening its presence in Southeast Queensland and reinforcing its commitment to investing in standout coastal destinations. - read more
The Boating Industry Association (BIA) has recently unveiled the 'Go Boating SA' campaign, a strategic initiative designed to promote safe and enjoyable boating experiences across South Australia. This campaign underscores the BIA's commitment to enhancing the state's marine industry and fostering community engagement. - read more
Quotes are offered free & without obligation. We respect your privacy.
Knowledgebase
Credit Default Swap (CDS): A financial derivative or contract that allows an investor to "swap" or offset their credit risk with that of another investor.
