Each week, we distil Australia’s key boating and marine stories into a clear, no-nonsense wrap. From policy shifts and safety updates to industry moves, technology, market trends, and major events, you’ll get the context you need without the clutter. Expect credible sources, plain-English summaries, and a quick brief on why it matters for boat owners, buyers, and enthusiasts. Consistent, trustworthy, and easy to follow—ideal for your commute or weekend planning.
This Week:
This week: the industrys report card shows steady turnover, strong employment, and nearly a million registered boats, with PWCs still the fastest‑growing segment. Fixed home loan rates rose again on 12 December and fewer lenders now offer sub‑5% fixed options; while RBA held at 3.60%, funding trends can flow through to marine finance. NSW launched a campaign and proposed tougher PWC enforcement settings. Plus, Sydney Boat Show 2026 dates are set for 30 July–2 August at Sydney Olympic Park. Listeners are encouraged to compare flexible finance options, use calculators, and prepare documents early.
EPISODE 1016 | Boat Loans Australia News Insights | Sun, 21st Dec 2025
23 Dec 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Boat Loans Australia News Insights, Im Paige Estritori, and its Sunday, 21 December 2025.
First up, the industrys annual data report card dropped on Friday. It shows turnover holding at about ten billion dollars, around twenty‑four thousand five hundred people employed directly, close to a million registered boats, and personal watercraft—PWCs, or personal watercraft—still the fastest‑growing segment. Most boats are under six metres and most trips are short. For buyers, that points to strong demand for trailerable and used boats. If youre shopping, compare flexible terms that suit new or used vessels, watch fees, and use an online application to keep things moving.
Next up, rates. On 12 December, a major bank lifted fixed home loan rates by up to about a third of a percentage point, and fewer lenders now offer fixed rates under five per cent. Earlier this month the Reserve Bank of Australia held the cash rate at three‑point‑six per cent. Boat loans arent mortgages, but funding trends often spill over, so fixed offers can change quickly. If cost certainty matters to you, compare fixed and variable options early, run the numbers with a calculator, and consider getting your paperwork ready so you can act when you find the right boat.
Meanwhile in New South Wales, a summer campaign launched on Friday to improve PWC behaviour, alongside a five‑point plan proposed to government. It calls for compliance cameras at hotspots, stronger licence suspension powers, the ability to seize vessels for serious or repeat offences, adapting hoon laws to waterways, and a demerit‑style system. If youre eyeing a ski, factor in safety gear, training, and compliance costs, and double‑check local rules before you buy.
And looking ahead, the 2026 Sydney Boat Show is locked in for 30 July to 2 August at Sydney Olympic Park, with plans to expand indoor space and make better use of outdoor areas. Big shows concentrate stock and choice, but popular models can have lead times. If a mid‑year purchase is on your radar, start comparing finance over summer so you can shop with confidence.
Thats the wrap. For calculators, comparisons and a streamlined online application, head to boat‑loan.com.au. Im Paige Estritori—thanks for listening, and Ill catch you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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Knowledgebase
Option: A financial derivative that gives the buyer the right, but not the obligation, to buy or sell an asset at a specified price on or before a specified date.
